Hernando de Soto argues that the global credit system fails to serve the vast majority of entrepreneurs due to outdated risk measurement models. StorsApp addresses this by utilizing alternative data for credit assessments, achieving a zero default rate. The company has pivoted to focus on cross-border payments and trade finance, facilitating access to international markets for small businesses in developing regions.
Category: Business & Tech
Original Thought Leadership on Business Strategy as it applies to Global, Regional and Local Case Studies
The Cold Chain Gap — Why $35B in Vaccines and Food Spoil Every Year and How Solar Fixes It
Cold chain failures cost the world $35 billion annually, wasting up to 50% of vaccines and contributing to significant food loss. This issue arises not from a lack of technology, but from misdirected investments favoring developed markets. Solutions include decentralized solar-powered units and integrated models serving both health and agriculture, emphasizing necessity over luxury in healthcare infrastructure.
Three Degrees, One Lesson — Why Credentials Are Tools, Not Destinations
The author, a graduate of prestigious Ivy League institutions, argues that elite credentials should be viewed as keys to opportunities rather than endpoints. He criticizes modern graduates for failing to leverage their education by settling for comfort and safety instead of pursuing meaningful work and challenging norms. Emphasis is placed on remaining active and engaged in impactful endeavors.
RxAll Group — Why I Build in Parallel, Not in Sequence
The author challenges the notion that speed and distance are opposites, advocating for a unified approach to tackling systemic issues like counterfeit drugs, financial exclusion, and energy poverty. By sharing resources across ventures, the author demonstrates how diverse projects can coexist under a single trust architecture, leading to significant impact and financial success.
From Single Product to Pharmacy Workflow AI Automation Infrastructure — How Listening to 100 Users Changed Everything
In 2016, Adebayo Alonge founded RxAll, initially developing an AI-powered spectrometer to combat counterfeit medications. Despite early struggles, a pivot during COVID-19 turned RxAll into a comprehensive pharmacy workflow platform, enhancing success and profitability. By addressing pharmacies' operational needs, adoption surged from 5% to 92%, solidifying their market presence.
Not All Money Is Good Money — Why I Walked Away from $10M in 2025
I walked away from ten million dollars because the cost of staying was higher than the cost of leaving. Capital that compromises your governance is not investment. It is a hostile takeover disguised as a handshake. Not all money is good money. Some money costs far more than it pays.
Trust Is Infrastructure — Why the Most Important System You Can Build Is Credibility
Trust is a system that can be structured for effectiveness, yet institutions are struggling with public skepticism. Compliance-driven approaches fail to address underlying trust issues. Successful solutions redesign systems for transparency and verification, improving adoption and building credibility. The future favors those who establish robust trust architectures over mere reputational marketing.
The AI Governance Gap — Why Algorithms Need Conscience, Not Just Compliance
The EU AI Act, enforcing significant penalties for noncompliance, seeks to regulate high-risk AI systems, emphasizing moral governance alongside technical compliance. While necessary, this framework lacks moral architecture, risking harm despite adherence to rules. Builders must prioritize community needs to ensure AI systems serve and do not exclude vulnerable populations.
Gemini 3 Launch: How African Startups Can Leapfrog Today
Google's Gemini 3 revolutionizes AI deployment, particularly benefiting African founders by offering advanced reasoning and multimodal capabilities. With swift global access and practical applications, it enables rapid prototyping, automated workflows, and enhanced customer support. While infrastructure challenges remain, the model significantly helps bridge gaps, creating opportunities for startups to innovate and compete effectively.
The Blue Sweater’s Blind Spots: What Development Work Gets Wrong About Poverty
The reflection on Jacqueline Novogratz's The Blue Sweater critiques the development industry's approach to poverty, highlighting its failure to acknowledge cultural exploitation and privilege dynamics. While it values moral imagination and distributed leadership, it emphasizes that true poverty requires more than market solutions; it needs cultural change alongside economic intervention for effective alleviation.









